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使用條款

最後更新日期:2026年4月5日

1. 接受條款

歡迎使用 HK Miles。下載、安裝或使用本應用程式及網站,即表示您同意接受本使用條款。如果您不同意本條款,請立即停止使用。

2. 服務說明(非財務建議)

HK Miles 是一款提供信用卡簽賬紀錄及獎賞分析的工具。本應用程式及網站提供的資訊(包括但不限於里數計算、匯率、手續費、銀行推廣)僅供參考,不構成任何形式的財務、法律或投資建議。我們並非根據香港《證券及期貨條例》(SFO) 註冊的持牌投資顧問。

3. 數據準確性免責聲明

銀行信用卡條款、回贈比率及外幣手續費變動極快。我們盡力確保資訊準確且最新,但對於因數據過期、遺漏或計算誤差而造成的任何財務損失,我們概不負責。在作出任何財務決定前,請務必向相關銀行確認最新條款。

4. 用戶責任

您同意僅將本程式及網站用於合法用途,並承擔對於您帳戶及簽賬數據的所有安全責任。您不得嘗試以任何方式干擾、破壞或未經授權存取本服務的任何部分。

5. 知識產權

本應用程式及網站的所有內容、設計、代碼及商標均屬於 HK Miles 開發團隊。未經書面許可,您不得複製、修改、分發或以任何形式使用本服務的任何內容。

6. 終端用戶授權協議 (EULA)

本應用程式受官方 Apple 標準終端用戶授權協議 (Apple Standard EULA) 的約束。有關詳情,請參閱 Apple 的相關條款。

7. 服務變更與終止

我們保留在任何時候修改、暫停或終止本服務的權利,恕不另行通知。我們亦保留修改本使用條款的權利,修訂版本將在本頁發布後即時生效。

8. 管轄法律與司法管轄權

本使用條款受香港特別行政區法律管轄並按其詮釋。與本條款有關的任何爭議均應受香港法院的非排他性司法管轄權管轄。

9. 聯絡我們

如果您對本使用條款有任何疑問,請透過以下方式聯絡我們:
電郵:hkmiles.social@outlook.com

Terms of Service

Last Updated: April 5, 2026

1. Acceptance of Terms

Welcome to HK Miles. By downloading, installing, or using this application and website, you agree to be bound by these Terms of Service. If you do not agree, please cease using our services immediately.

2. Description of Service (Not Financial Advice)

HK Miles is a utility tool for tracking credit card spending and reward analysis. The information provided on this app and website (including mile calculations, exchange rates, bank promotions) is for reference only and does not constitute financial, legal, or investment advice. We are not a licensed investment advisor under the Securities and Futures Ordinance (SFO) of Hong Kong.

3. Accuracy Disclaimer

Credit card terms, rebate rates, and foreign transaction fees change frequently. While we strive to keep information accurate and up to date, we are not liable for any financial losses caused by outdated, incomplete, or incorrect data. Always confirm the latest terms directly with your bank before making financial decisions.

4. User Responsibilities

You agree to use the app and website only for lawful purposes and to maintain the security of your own account and spending data. You must not attempt to interfere with, disrupt, or gain unauthorised access to any part of our services.

5. Intellectual Property

All content, design, code, and trademarks on this application and website belong to the HK Miles development team. You may not copy, modify, distribute, or use any part of our services in any form without explicit written permission.

6. Apple Standard EULA

By using this application, you are also bound by the Apple Standard End User License Agreement (EULA). Please refer to Apple's website for full details.

7. Service Changes & Termination

We reserve the right to modify, suspend, or discontinue our services at any time without notice. We also reserve the right to update these Terms of Service at any time, with changes taking effect immediately upon posting.

8. Governing Law & Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any disputes relating to these terms shall be subject to the non-exclusive jurisdiction of the courts of Hong Kong.

9. Contact Us

If you have any questions about these Terms of Service, please contact us at:
Email: hkmiles.social@outlook.com